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How much can you afford with Loftium?

A down payment can make all the difference. Enter your income, debts and savings to see how Loftium can help you afford your dream home.


Annual household income


Monthly household debts


Your down payment without Loftium

We estimate you'll earn buying, compared to losing renting. We assume a 30-yr mortgage and take into account:

  • Estimated appreciation (based on avg appreciation over the last 10 yrs)
  • Home equity built
  • Mortgage payments
  • Mortgage tax deductions
  • Avg maintenance costs, Home insurance, and PMI
  • Estimated rent costs
We do our best, but it's only a rough estimate!